How to Connect Claude to Xero
Enterprise AI agents built specifically for Xero. Execute AP, reconciliations, journal entries, accruals, and month-end close directly inside your existing Xero environment via native Xero REST API and OAuth 2.0.
Xero works. Connecting enterprise AI to it is what breaks.
Even with an official MCP server, generic AI hits Xero's real constraints: API rate limits, token expiry, approval routing gaps. It falls over. Here's what that looks like in production.
REST API and official MCP: native integration at every layer
Xero's cloud-first architecture makes it the most AI-ready accounting platform in the market. ChatFin connects at the API and MCP layer.
REST API
Official MCP Server
ChatFin works across your entire Xero ecosystem
Because your finance team already lives in the Xero and Intuit ecosystem, ChatFin integrates with the tools they use every day not just the core ledger.
Full API access to GL, AP, AR, bank accounts, contacts, and financial periods. Manual journals, reconciliations, and accruals executed with native Xero validation and business rules.
Xero publishes an official MCP server on GitHub under the XeroAPI organisation. ChatFin extends this with enterprise controls approval gates, finance validation, rate limit management, and full audit trail logging.
Secure PKCE-based token authentication with auto-refresh. ChatFin manages the full Xero OAuth lifecycle so your team never hits an expired token mid-workflow.
Payroll data informs accruals. Project data drives job-cost reconciliation. One connected finance layer across the entire Xero ecosystem.
Live bank feed data connected to ChatFin's reconciliation agents. Match transactions against Xero records continuously, not just at month-end. Building on Xero's existing 97% reconciliation accuracy.
Approval notifications and exception alerts delivered where your team already works. Controllers and CFOs approve without logging into Xero for every transaction.
Six workflows your Xero team runs every month, fully automated
Pre-built agents for the operations your finance team runs on repeat. Deploy in days.
Manual Journal Automation
Prepare, validate, and post manual journals with AI agents connected directly to your Xero GL and financial periods. No manual entry, no errors.
Accrual Automation
Automatically identify missing invoices, prepare accrual recommendations, and streamline month-end close against your Xero financial calendar.
Accounts Payable
Extract invoice data, validate against Xero contact records, detect exceptions, and automate approval routing. Full AP lifecycle from receipt to payment.
Bank Reconciliation
Match bank feed transactions against Xero records daily. Identify mismatches, flag duplicates, and generate reconciliation reports automatically building on Xero's 97% AI baseline.
Expense Validation
Review receipts, validate against expense policies, and flag anomalies before approval routing begins. Works across Xero's expense claims and projects modules.
Reporting and Variance
Monitor Xero financial data continuously and generate AI-driven variance explanations, budget-vs-actual narratives, and operational summaries on demand.
Built for Xero realities. Not retrofitted from generic AI.
Your Xero environment holds years of transaction history, contact records, and chart of accounts configuration. ChatFin adds an AI execution layer on top. No data migration, no new ERP, no disruption to your existing workflows including any JAX features your team already uses.
ChatFin's integration builds directly on the Xero × Anthropic partnership and Xero's official MCP server extending them with enterprise controls, approval gates, finance-domain validation, and full audit trail logging designed for controllers and CFOs.
JAX is designed for small business owners and their advisors. ChatFin is designed for enterprise finance teams: multi-entity consolidation, structured close workflows, approval routing for large transactions, and complete audit trails. The work your Xero team runs every month, under audit.
Whether your organisation runs a single Xero tenant or a complex multi-entity structure, ChatFin handles consolidated close packages, intercompany reconciliation, and cross-entity variance analysis operating natively inside Xero's multi-organisation architecture.
Every AI action logged with Xero user IDs, timestamps, and before/after states. Export-ready for auditors. ChatFin is SOC 2 Type II certified. Your auditors will have everything they need, without a manual evidence collection process.
What finance teams achieve with ChatFin on Xero
Accruals, reconciliations, and manual journals completed in days instead of weeks
Invoice extraction, GL coding, and contact matching handled end-to-end by agents
AI monitors every Xero transaction. Teams focus only on real exceptions
Every agent action logged with Xero user IDs, timestamps, and before/after states
Industries running Xero and ChatFin
ChatFin adapts to your industry workflows, terminology, and approval structures wherever Xero is deployed.
See ChatFin on Your Xero
Book a demo and we will show AI agents running on your actual Xero environment not a scripted slide deck. Built on the same Xero × Anthropic foundation, extended for enterprise finance teams.
Live agents running on your Xero organisation
See your specific finance workflows automated in real time
Custom deployment roadmap for your Xero environment